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New Construction Homes in St. John's & the Avalon

Permitted, under-construction, and just-completed new homes across the Avalon Peninsula. Our /listings/new-construction/ filter is aligned with CMHC's housing-starts methodology — every listing here has an issued building permit and a real physical structure under construction or just completed.

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69Active listings
$193,000–$1,390,000Price range
2,000Median sq ft
33Median days on market
2002–2026Year built

Why Choose New Construction?

Building a new home offers distinct advantages over buying resale:

  • Energy Efficient: New homes are built to modern energy codes, reducing heating and cooling costs dramatically.
  • Latest Technology: Smart home features, modern electrical systems, efficient HVAC, and quality insulation.
  • Builder Warranties: Structural warranties (typically 10 years) and appliance warranties provide peace of mind.
  • No Hidden Defects: New homes haven't been lived in. You know exactly what you're getting.
  • Customization Options: Many builders allow you to choose finishes, colors, and layouts before construction.
  • Zero Maintenance Risk: You won't encounter 50-year-old plumbing or electrical systems needing replacement.
  • Future Appreciation: New developments often appreciate as neighborhoods mature and amenities are added.

Major New Construction Developments in St. John's Metro

Galway

Location: West of Paradise, Conception Bay South area.

Style: Planned suburban community with townhouses and single-family homes.

Price Range: $350,000-480,000

Developers: Tarry & Shea Building Group, Bird Construction.

Features: New schools, parks, community center, modern infrastructure.

Southlands

Location: Paradise/Mount Pearl area.

Style: Upscale single-family homes with modern finishes.

Price Range: $400,000-550,000

Developers: Multiple home builders.

Features: High-end finishes, modern designs, established neighborhood with mature amenities.

Kenmount Terrace

Location: Paradise, off Kenmount Road.

Style: Townhouses and condominiums.

Price Range: $320,000-420,000

Developers: Various townhouse builders.

Features: Low-maintenance living, walkable to shops and restaurants, growing community.

CBS (Conception Bay South)

Location: Eastern Newfoundland, 15 min from St. John's.

Style: Family-friendly suburban homes and townhouses.

Price Range: $280,000-400,000

Developers: Local and regional builders.

Features: Oceanside views, more affordable than downtown, strong school system, commute-friendly.

Mount Pearl Expansion

Location: South of St. John's.

Style: Mix of bungalows, split-levels, and townhouses.

Price Range: $360,000-500,000

Developers: Multiple builders.

Features: Best schools in NL, established community, parks, family-oriented.

Torbay & Northeast Avalon

Location: 15 min north of St. John's along the East Coast.

Style: Coastal single-family homes on larger lots; some subdivision townhouses.

Price Range: $350,000–500,000

Developers: Regional NL builders.

Features: Ocean views, mature trees, small-town feel within easy commute to St. John’s metro, growing residential corridor.

Understanding the Building Process

Phase 1: Lot Selection & Pre-Construction

You select your lot and builder. Review the property survey, site plan, and utility connections. Understand the timeline: design phase, permit applications, and expected start date. Ask about customization options available.

Phase 2: Design & Specifications

Work with builder on floor plan, finishes, colors, and upgrades. Review the contract carefully. Understand what's included in base price vs. upgrades. Get written specifications for all materials and systems. Lock in selections early to avoid construction delays.

Phase 3: Site Preparation & Foundation

Builder obtains permits and begins excavation. Foundation is poured and allowed to cure. This phase typically takes 4-8 weeks. You'll receive progress updates and photos.

Phase 4: Framing & Exterior

Walls are framed, roof is installed, siding/exterior applied. This is when the home's shape becomes visible. Duration: 6-12 weeks depending on complexity and weather.

Phase 5: Mechanical & Interior

Electrical, plumbing, HVAC systems are installed. Insulation and drywall are completed. Interior finishes (flooring, paint, fixtures) are applied. This phase is 8-16 weeks.

Phase 6: Final Inspections & Closing

Municipal inspections verify compliance with building codes. Builder performs final walk-through with you to identify any punch-list items (minor fixes needed). Once approved, you close and take possession. Final phase: 2-4 weeks.

Working with Builders: What You Should Know

Before signing with any builder, run the 7-layer Builder Verification Checklist — CHBA-NL membership, AHWP enrolment, NL Companies registration, RCMP/court check, prior-buyer references, escrow trust verification, contract review by an independent real-estate lawyer.

  • Establish Reputation: Ask your agent or check Better Business Bureau and customer reviews before signing with a builder.
  • Review the Contract Carefully: Understand payment schedule, warranty terms, what's included/excluded, completion date, and penalty clauses.
  • Know Payment Schedule: Typical payment milestones: 10% deposit at signing, 25% at foundation, 50% at framing, 75% at rough-in, 100% at close. Never pay 100% before you verify completion.
  • Inspect Progress Regularly: Visit the site regularly (with builder permission) to monitor quality and progress. Take photos.
  • Document Everything in Writing: Any changes, upgrades, or discussions should be documented in writing with signed change orders. Verbal agreements are worthless.
  • Understand Warranty Coverage: New homes include structural warranty (10 years) and appliance warranties. Know what's covered and what's not.
  • Get Independent Home Inspection: Even new homes should be inspected by an independent professional before closing. You're still protected by your right to inspect.
  • Final Walkthrough: Before closing, conduct a thorough walkthrough with builder. Create a "punch list" of items needing attention. Don't close until you're satisfied.

Builder Warranty Programs: Atlantic Home Warranty

Many NL builders enrol homes in the Atlantic Home Warranty Program (AHWP), a third-party warranty program that protects buyers. Critical: enrolment is voluntary in NL and per-unit — verify your specific home is enrolled at 1-800-320-9880 before signing.

Coverage Periods:
- Year 1: Defects in materials and workmanship
- Years 2-5: Major structural defects
- Years 6-10: Major structural defects (foundation, framing)

What's Covered:
- Structural elements (foundation, framing, roof, exterior walls)
- Electrical, plumbing, HVAC systems
- Insulation and air tightness
- Fixtures and appliances (builder-supplied)

What's NOT Covered:
- Normal wear and tear
- Cosmetic issues (paint, minor dents)
- Damage from abuse or improper maintenance
- Items modified or repaired by non-licensed contractors

Filing a Claim: Contact builder first for warranty issues. If unresolved, contact Atlantic Home Warranty. They'll assess and authorize repairs or compensation.

Financing a New Home Build

Financing new construction is similar to resale but has some differences. Tax note: federal HST applies on new builds (resale homes are HST-exempt). The Bill C-4 First-Time-Home-Buyer rebate (Royal Assent March 13, 2026) returns up to $50,000 federal on the GST portion for eligible buyers — if you’re building your first home, this is a meaningful offset.

  • Construction Loan: Some lenders offer construction loans that disburse funds as building progresses. You pay interest only during construction phase, then it converts to a mortgage at closing.
  • Regular Mortgage: You can also get a traditional mortgage pre-approval. At closing, funds are released and construction loan is paid off.
  • Builder Financing Incentives: Some builders offer closing cost assistance or upgraded appliances if you finance with their preferred lender. Evaluate carefully—don't sacrifice better rates for perks.
  • Rate Lock: Lock in your interest rate as early as possible. Building timelines can extend due to weather or supply chain issues. You want rate certainty.
  • Down Payment: Typically 20% down required for new construction mortgages (10% minimum for some lenders).

Closing Costs & Additional Expenses

  • Land Transfer Tax: Due at closing (see mortgage calculator for NL rates)
  • Legal Fees: $1,500-2,500 for lawyer review and closing
  • Home Inspection: $400-600 (recommended even for new homes)
  • Title Insurance: $300-500 (recommended)
  • Utility Connection: $0-500 depending on builder's provision
  • Septic/Well Testing: If applicable (rare in urban areas)
  • Property Tax Adjustment: Prorated taxes paid at closing
  • Home Insurance: Mandatory; required before closing

New Construction vs. Resale: Comparison

New Construction Pros

  • Energy efficient, lower utility bills
  • No surprises, building to code
  • Warranty protection
  • Customization options
  • Modern systems and technology
  • No inspection surprises

New Construction Cons

  • Longer timeline to possession
  • Price subject to market changes
  • Contractor delays possible
  • Less negotiating room on price
  • May be in developing neighborhood
  • Landscaping not mature

Resale Home Pros

  • Immediate possession
  • Negotiable price
  • Established neighborhood
  • Mature landscaping and trees
  • Can inspect before purchase
  • Known inspection history

Resale Home Cons

  • Higher utility costs (older homes)
  • Hidden defects possible
  • Repairs needed soon
  • Dated systems and finishes
  • Inspection surprises
  • Less energy efficient

Questions to Ask Before Choosing a Builder

  • How long have you been building homes in NL?
  • Can you provide references from past clients? (Contact them!)
  • What warranty program do you use? (Atlantic Home Warranty or other?)
  • What's included in the base price? What are upgrade costs?
  • What's your payment schedule? Can we modify it?
  • What's the expected completion timeline? What if you're delayed?
  • Do I have customization options? Can I choose finishes?
  • What happens if I want changes after construction starts?
  • Who handles inspections—you or an independent inspector?
  • What's your warranty claim process? How responsive are you to issues?

Explore New Construction with Royal LePage Turner Realty

Royal LePage Turner Realty works with leading builders throughout St. John's metro and represents buyers in new construction purchases. We can guide you through the builder selection process, review contracts, monitor construction progress, and ensure you get the best deal.

Talk to Us About New Construction Options

Deeper guides for new construction buyers

Disclaimer: New construction information is subject to change as developments evolve and market conditions shift. Prices, availability, and builder incentives vary. This guide is for educational purposes. Consult with Royal LePage Turner Realty and a lawyer before signing any builder contract.

How Royal LePage Turner Realty Classifies New Construction

This rollup is curated to a standard that’s stricter than current NLAR practice. We disclose the standard publicly because consumers and co-op REALTORS® deserve to know what they’re looking at.

The bright line

A listing appears on /listings/new-construction/ ONLY when a building permit has been issued for the unit and physical construction has commenced or completed. Pre-permit lots-with-a-builder-option appear on /listings/pre-construction/ — categorized under MLS® Land/Lot, not Residential.

CMHC alignment

Our categorization matches the methodology CMHC uses to report monthly housing starts, completions, and absorptions for Newfoundland and Labrador to the Bank of Canada and Statistics Canada. Bringing NLAR MLS practice in line with CMHC’s federal standard is the cleanest single fix for the broader data-quality gap in NL new-construction listings.

Per-card lifecycle badges

Every card in this rollup carries a status badge mapped to CMHC’s lifecycle: BUILDING NOW (CMHC start, under construction), READY TO MOVE IN (CMHC completion or unabsorbed inventory). Pre-construction lots on the sibling rollup get TO BE BUILT.

Pilot status

This standard is the Central Region pilot of the NLAR New Construction Task Force’s in-progress recommendations. Mike Turner (Broker of Record, Royal LePage Turner Realty) sits on the Task Force; compliance metrics on these two URLs are publicly reportable to the NLAR board on request.

Categorization questions about a specific listing? Contact Chris Morrison for Avalon-area discussion, or email Mike Turner directly.

Common questions about buying new construction in Newfoundland & Labrador

Do I pay HST on a new construction home in NL?

Yes — the 15% HST applies to newly constructed homes in Newfoundland & Labrador. Resale homes are HST-exempt. The federal First-Time-Home-Buyer GST/HST rebate (Bill C-4, Royal Assent March 13, 2026) returns up to $50,000 federal on the 5% GST portion for eligible buyers. The 10% provincial NL HST portion has no rebate on owner-occupied new housing — budget for it.

The listing price on a new-build is often shown pre-HST — confirm with the listing agent whether the displayed price is HST-inclusive or pre-HST, and whether any rebate is already applied or paid separately at closing. Full math + eligibility + filing mechanics: HST Rebate Guide for NL.

What new-home warranty comes with a new build in Atlantic Canada?

Most NL builders enrol homes in a third-party new-home warranty program — the most common in NL is the Atlantic Home Warranty Program (AHWP), administered through CHBA-NL. Coverage: $70,000 aggregate cap, no deductible, tiers from 1 year on workmanship to 10 years on major structural defects. Critically, AHWP is voluntary in NL and enrolled per-home (not per-builder) — the builder chooses whether to enrol each unit.

Always verify directly at 1-800-320-9880 before deposit: confirm (a) builder membership AND (b) that YOUR specific home has been enrolled per-unit. Get the certificate number in writing. Full guide: Atlantic Home Warranty Explained.

How does the deposit structure work on a pre-construction new build?

Deposits on pre-construction new builds are typically staged rather than paid in a single lump. A common pattern in Atlantic Canada is 10% at signing, then a series of smaller progress deposits at construction milestones (foundation poured, framing complete, drywall, etc.), with the balance due on closing.

Spec homes (already-built or nearly-complete) work more like a resale — a single deposit at offer, balance at close. Confirm the exact schedule with the listing agent before signing and verify whether deposits are held in trust by the builder’s lawyer.

Can I get a mortgage on a new build that isn’t finished yet?

Yes — most NL lenders offer two paths for pre-construction or under-construction builds. A completion mortgage funds in a single advance when the home is finished, much like a resale closing. A progress-advance (or draw) mortgage funds in stages alongside the builder’s milestones, which works better for custom builds where you own the land first.

Rate-hold periods on completion mortgages typically run 90–120 days but can be extended for new-build buyers (some lenders offer 6–9 month holds for new construction). Talk to your mortgage broker early in the process — long timelines and rate movements both matter on new builds.

What’s the typical occupancy timing for new construction in NL?

Spec homes (already built or near-complete) typically close within 30–60 days of an accepted offer. Custom or pre-construction builds run longer: 8–14 months is typical for a custom single-family in NL once excavation starts, with pre-construction listings sometimes carrying 18–24 month timelines from contract to occupancy.

NL weather is a real factor — foundation work pauses through winter, and rough framing slows in deep winter months. Builders should provide a target occupancy window in writing, and the contract should specify what happens if the build runs long (extension provisions, deposit-refund triggers, etc.).

Is the listed price the “all-in” price on a new build?

Often no — base prices on pre-construction listings frequently exclude lot premiums (premium lots, walkout basements, corner positions), upgrades and finish selections (cabinets above builder-grade, hardwood instead of laminate, finished basement), appliance packages (some builders include appliances, others don’t), and landscaping / driveway / deck (often allowance-based or excluded).

Before signing, request an all-in price in writing that includes the lot, all selected finishes, the appliance package or appliance allowance, landscaping scope, HST, and any developer fees. For pre-construction, also confirm whether the base spec changes if you make finish selections later (it usually does).

Can I get a pre-closing inspection on a new build?

Yes — even though the home is new, you have the right to a pre-delivery walkthrough with the builder (sometimes called a PDI — pre-delivery inspection) to document any deficiencies. An independent home inspector can also be brought in; some buyers do this in addition to the builder walkthrough.

Document everything in writing during the walkthrough — cosmetic deficiencies, missing items, work-in-progress. The deficiency list becomes part of the new-home warranty record; the builder is generally obligated to rectify documented items within a defined window after closing (typically 30–90 days for cosmetic, longer for structural).

How is new construction different from a resale home in NL?

Three big differences: HST applies on new construction (resales are HST-exempt — potentially adding ~$30K–$75K on a typical NL build, partially recovered via rebate if it’s your primary residence). Builder warranty coverage on a new home runs 1–7 years across workmanship / mechanical / structural — resale homes carry no equivalent warranty beyond what the seller discloses. Timing is more variable: a resale closing happens on a defined date, while a new-build closing tracks construction completion and can shift.

Trade-offs the other direction: resales have known character (you walk through the actual house), established landscaping and finished basements, and often sit in mature neighbourhoods with services and schools already in place. New construction sits in newer subdivisions where infrastructure and amenities may still be developing.

Deeper guides

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The information contained on this page is based in whole or in part on information that is provided by members of The Canadian Real Estate Association, who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy. Listings are updated daily. Royal LePage Turner Realty (2014) Inc. is a member of The Canadian Real Estate Association.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned or controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service®, and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system.