Local Resources · St. John's, NL
Everyone You Need.
All in One Place.
Buying or selling a home involves a lot more than the transaction itself — and one of the first questions everyone asks is what does it actually cost? Below you'll find approximate home-inspection and closing costs (with a free estimator you can run on any price), a step-by-step buying roadmap, the settle-in essentials for anyone new to St. John's, and our team's curated directory of trusted local lawyers, inspectors, lenders, contractors and movers.
Starting the buying process?
The two questions everyone asks first: how much will it cost, and who do I call. Start with the cost breakdown and run the estimator on your price range, then follow the step-by-step roadmap — each step links the local pros you'll need.
Just arrived — or arriving soon?
Start with a lawyer to handle your closing, a mortgage specialist if you're still financing, and a home inspector before you finalize. Then set up utilities, insurance, and movers. The settle-in essentials — power, water, schools, healthcare — are all below.
Preparing your home for the market?
The order matters. Get an inspection to know what buyers will flag, then address repairs before listing. Cleaning, painting, and curb appeal come last. Our team can advise on what's worth doing and what isn't — before you spend a dollar.
For Buyers
What It Costs
to Buy a Home in NL.
Beyond the purchase price, buyers in Newfoundland & Labrador pay a handful of one-time closing costs. Here's roughly what to budget — and the good news comes first.
Figures are approximate Newfoundland & Labrador ranges for general guidance only — your actual costs depend on the property, your lender and your lawyer. Always confirm exact amounts with your inspector, lawyer and mortgage professional (all listed in the directory below).
Free Tool
Closing-Cost Estimator
Estimates the one-time cash you'll need at closing, including your down payment. Adjust the price to match what you're shopping for.
For Buyers
Your Home-Buying
Roadmap.
From "thinking about it" to keys in hand — the order that keeps a purchase on track in Newfoundland. Each step links the local professionals you'll work with along the way.
Get Pre-Approved
Know your budget before you shop. A mortgage pro confirms what you qualify for and locks a rate hold — so your offer is taken seriously.
Choose Your Agent
A local agent who knows St. John's and the Avalon Peninsula guides you through search, offers, negotiation and closing — at no cost to you as a buyer.
Search & View
Browse live MLS® listings, save favourites, and get new homes texted to you the moment they hit the market — within 15 minutes during business hours.
Make an Offer
Your agent prepares the offer with the right price, conditions and deposit. In NL, offers are typically conditional on inspection and financing.
Home Inspection
Once your offer is accepted, a certified inspector checks the home's structure and systems so you know exactly what you're buying. Budget ~$400–600.
Settle In
Set up power, water, internet and your move. Everything you need to get up and running in St. John's is in the settle-in guide below.
New to St. John's
Settling In
The First-Week Checklist.
Once the keys are yours, here's what to set up — utilities, registration, schools and healthcare. The essentials for getting up and running in St. John's and the Avalon.
⚡ Utilities
Set these up a few days before move-in so the home is ready when you arrive.
- Newfoundland Power — open your electricity account.
- City of St. John's — water & sewer, property tax, garbage & recycling.
- Bell Aliant · Eastlink · Rogers — internet, TV & home phone.
🪪 Registration
Moving from another province? You have a window to transfer these — sooner is simpler.
- Service NL — driver's licence & vehicle registration.
- MCP health card — register for the NL Medical Care Plan.
- Canada Post — mail forwarding & change of address.
🎓 Schools
St. John's metro schools are part of the Newfoundland & Labrador English School District.
- NL English School District — registration & catchment areas.
- Memorial University & College of the North Atlantic — post-secondary.
- Explore St. John's metro communities & amenities →
🏥 Healthcare
The Avalon's hospitals are run by NL Health Services (Eastern zone).
- Health Sciences Centre — ER, surgery & specialist services; the Janeway children's hospital adjoins it.
- St. Clare's Mercy Hospital — ER & acute care in west-end St. John's.
- Find a family doctor — join the provincial patient registry through NL Health Services.
- 811 HealthLine — free 24/7 registered-nurse advice.
Free Tools
Plan Your Move
With Our Tools.
Everything you need to run the numbers and search the market — built by our team, free to use.
Mortgage Calculator
Estimate your monthly payment by price, down payment, rate and amortization.
Open calculator →What's My Home Worth?
Get a free, no-obligation estimate of your home's current market value.
Get my estimate →St. John's Market Stats
Live sale prices, days on market and trends across St. John's and the Avalon.
View the data →MLS® Listing Search
Browse every active listing in the region with photos, maps and details.
Search listings →First-Time Buyer Guide
Programs, incentives and a plain-language walkthrough of your first purchase.
Read the guide →Listing Text Alerts
New homes texted to you within 15 minutes of hitting the market (business hours).
Set up alerts →Common Questions
Buying in St. John's,
Answered.
How much does a home inspection cost in St. John's, NL?
Does Newfoundland and Labrador have a land transfer tax?
What are the closing costs when buying a home in NL?
How much is the minimum down payment?
Do I need a lawyer to buy a home in Newfoundland?
Do I need a new property survey when buying?
The professionals listed on this page are independent service providers. Royal LePage Turner Realty does not assume responsibility for the services they provide. We recommend these individuals based on client feedback and our team's direct experience working alongside them. Listings are included at the sole discretion of Royal LePage Turner Realty, and we reserve the right to decline or remove any listing at any time.
For Service Providers
Work With People
Who Are Already Moving.
Every client who contacts Turner Realty is, by definition, in the middle of a major life transition — buying, selling, relocating, or investing. That means they need lawyers, mortgage specialists, inspectors, contractors, movers, and insurers. This page is where our agents point them.
We're always looking to expand the directory with trusted local professionals. If you provide services that help people buy, sell, or settle into a home in the Avalon Peninsula, we'd like to hear from you. Listings are based on our team's direct experience and client feedback — not paid placement.
There is no fee to be listed. Inclusion is at the sole discretion of Royal LePage Turner Realty.
St. John's & the Avalon
Client Rating
National